Legal · Fee Schedule
DMNDX Fee Schedule
Effective Date: January 2026 · United States Only
1. DOBe Pay Wallet Fees
- Create account — Free
- Hold balance — Free
- Wallet-to-wallet transfers — Free
- Receive earnings — Free
- Refunds — Free
2. Times Card Fees
- Card activation — Free
- Card replacement — $5.00
- ATM (in-network) — $0
- ATM (out-of-network) — $2.50 + ATM fee
- Foreign transaction fees — 0%
3. Wallet ↔ Card Transfers
- Wallet → Card (instant) — Free
- Card → Wallet (instant) — Free
- Wallet → Bank (standard) — Free
- Wallet → Bank (instant) — 1.5% (min $0.50)
4. DXEL Marketplace Fees
- Listing items — Free
- Physical goods — 5% + $0.30
- Digital goods — 10%
- Receiving payments — Free
5. Mosaic Income Fees
- Receive earnings — Free
- Ad boosts — Variable
6. Peer-to-Peer Payments
- Send payments — Free
- Request payments — Free
- Dispute review — Free
7. Xiibiit Token Fees
- Convert → Wallet — 0%
- Convert → Xiibiit — 0%
- Transfer to another user — Free
- Resale royalty — 2%
8. Other Fees
- Verification — Free
- Account closure — Free
- Customer support — Free