Legal · Fee Schedule

DMNDX Fee Schedule

Effective Date: January 2026 · United States Only

1. DOBe Pay Wallet Fees

  • Create account — Free
  • Hold balance — Free
  • Wallet-to-wallet transfers — Free
  • Receive earnings — Free
  • Refunds — Free

2. Times Card Fees

  • Card activation — Free
  • Card replacement — $5.00
  • ATM (in-network) — $0
  • ATM (out-of-network) — $2.50 + ATM fee
  • Foreign transaction fees — 0%

3. Wallet ↔ Card Transfers

  • Wallet → Card (instant) — Free
  • Card → Wallet (instant) — Free
  • Wallet → Bank (standard) — Free
  • Wallet → Bank (instant) — 1.5% (min $0.50)

4. DXEL Marketplace Fees

  • Listing items — Free
  • Physical goods — 5% + $0.30
  • Digital goods — 10%
  • Receiving payments — Free

5. Mosaic Income Fees

  • Receive earnings — Free
  • Ad boosts — Variable

6. Peer-to-Peer Payments

  • Send payments — Free
  • Request payments — Free
  • Dispute review — Free

7. Xiibiit Token Fees

  • Convert → Wallet — 0%
  • Convert → Xiibiit — 0%
  • Transfer to another user — Free
  • Resale royalty — 2%

8. Other Fees

  • Verification — Free
  • Account closure — Free
  • Customer support — Free