Legal · Disputes Policy
DMNDX Disputes Policy
Effective Date: January 2026
1. Types of Disputes Covered
This policy covers unauthorized wallet activity, Times Card disputes, DXEL marketplace claims, P2P disagreements, and earnings corrections.
2. How to Report a Dispute
Email support@dmndx.live with transaction details and evidence. Response time is 24–48 hours.
3. Unauthorized Times Card Transactions
Times Card fraud is governed by Evolve Bank & Trust and Visa Zero Liability. Reports must be made immediately for full protection.
4. Unauthorized DOBe Pay Wallet Activity
DMNDX investigates wallet disputes with Stripe. We may reverse transfers, freeze accounts, or issue provisional credits.
5. Peer-to-Peer Disputes
P2P payments are normally final unless fraud or unauthorized access is proven.
6. DXEL Marketplace Disputes
Buyer and seller disputes require evidence. DMNDX may issue refunds, release funds, or split liability based on findings.
7. Earnings Disputes
Entertime, Soundwave, and Mosaic earnings may be corrected for fraud, invalid activity, or payout errors.
8. Chargebacks & Reversals
Chargebacks initiated through banks remove funds until investigation completes. If you win, funds return; if lost, the decision is final.
9. Fraud or Policy Violations
DMNDX may freeze accounts during fraud reviews, affecting wallet, marketplace, and Times Card functionality.
10. Timelines
Typical review times: Wallet (1–3 days), Card (5–10 days), DXEL (3–7 days), P2P (1–3 days), Earnings (3–10 days).
11. Final Decision
DMNDX decisions are based on logs, evidence, Stripe/Evolve review, and compliance rules. Decisions are final unless new evidence appears.
12. Contact
support@dmndx.live · 24–48 hour response time.